Do you have sufficient flood insurance? All insurance policies come with certain exclusions, and most home and car insurances do not include flood or water damage. ISB Insurance works with an extensive network of top insurance providers to offer affordable flood insurance to friends, neighbors and valued customers in Houston and throughout Texas.
Across our nation, hurricanes, tropical storms and other conditions that cause flooding are common occurrences. To help citizens facing financial loss due to flooding and water damage, Congress created NFIP in 1968. Communities like those in Houston participate in NFIP by agreeing to enforce certain ordinances to reduce flooding and flood-related damage. You can learn more about NFIP from your ISB insurance agent.
You can purchase two basic types of flood insurance:
Naturally, building flood insurance focuses on the insured structure. It also covers interior systems such as electric and plumbing as well as HVAC units and water heaters. Additionally, building coverage protects most major appliances such as refrigerators, stoves and dishwashers, and it also covers permanently installed flooring and carpeting.
Contents flood coverage picks up where building coverage leaves off. It includes coverage of clothing, furniture, removable window treatments, area rugs, and portable air conditioners and appliances.
We recommend that most customers purchase both types of coverage to protect their homes as well as their belongings in the event of a flood. Our experienced agents will work closely with you to assess your coverage needs. Depending on the value of your home and belongings, we may recommend additional coverage through a personal umbrella policy.
Learn more by filling out our handy online request-a-quote form today. To speak with an insurance professional, you can call our office during regular business hours. We look forward to helping you protect the things that matter most.
We can find discounts on flood insurance you may not find on your own. Give us a call, or get a flood insurance quote online today.
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info [at] isbinsurance [dot] net
Waller, TX office31384 FM 2920 Rd Ste B